Money Simulators

See what a money decision does before you make it.

Plug in your own numbers. Nothing is saved or sent anywhere, and every result has a link you can share.

Debt payoff

How fast can I clear my credit cards and loans?

Compare paying minimums with putting extra toward your debts, using the avalanche or snowball method.

What happens if I put money aside every month?

Project how monthly saving or investing grows with compound returns, and what waiting a few years costs.

Should I pay cash, use a card, or pay in installments?

Compare the real cost of paying cash, carrying it on a credit card, an installment plan, or buy now pay later.

What if I get a raise, take a pay cut, or lose my job?

See how a change in income or a new bill affects your monthly surplus and how long your savings last.

Can I afford to lend someone money?

Check what a loan to a friend or family member does to your emergency fund, even if it never comes back.